Identifying 'risk' and requiring notification in the process of lease contracts
"With less than 20% of the actual performance rate due to non-cooperation of lessors"
"registered copy", only the financial sector's fundamental mortgage rights can be verified
It can be checked after signing the contract, but it's a "post-medical visit."
[Anchor]
As one of the prevention measures for jeonse fraud, the obligation of a real estate agent to check key information about the real estate and inform the tenant during the contract process has been legislated.
However, if the lessor does not cooperate, there is no way for the real estate agent to grasp the contents, so in fact, the reality is that you have to only look at the landlord's mouth.
Reporter Kim Ki-bong's report.
[Reporter]
A charter fraud that leaves a series of wounds not only to the victims but also to society.
It was mandatory in April last year for authorized brokers to check the risk factors that make it difficult to collect the deposit in advance and inform the tenant's client, and since July, it has been required to leave it as a document.
However, in reality, about 8 out of 10 cases are not being implemented properly.
No means to enforce if lessor does not agree to disclosure,
I don't know how many other tenants are in the building, what their fixed date status is, or what the landlord's tax arrears are like.
[Kim Ki-won / Real estate agent (Songpa-gu, Seoul): Landlords just tell them to bring other customers because they have been doing customs since the past., When even a small problem occurs later, the responsibility that follows is enormous, and I want to be meticulous rather than making a mistake by mistake, but in reality, I can't do that..]
There is a copy of the register that can be viewed without the landlord's permission, but we can only know the status of the financial sector's collateral security rights, but we have no idea of the status of other tenants who are in the senior ranks of bonds.
The tenant can only check it after the contract is signed, but the money transaction has already been made, so it is evaluated as a "post-medical visit."
[Ko Jong-wan / Director of Korea Asset Management Research Institute: In the current situation, we have no choice but to not sign a contract with a lessor who does not cooperate with the contents, but we cannot do so in reality because brokers are directly related to income. Therefore, legal and institutional improvement measures are needed.]
Some are also moving to legislate a checklist for real estate agents to take as part of efforts to prevent damage from jeonse fraud,
There seems to be an urgent need for institutional support that first grants the minimum right to obtain the necessary information to prevent
charter fraud.
I'm Kim Ki-bong of YTN.
Reporter: Lee Seung-jun
Design: Lee Na-eun
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