The king of the villa, the queen of the sale... The 'Gong-Bangers' of the Furious Charioters are united.

YTN Radio (FM 94.5) [YTN News FM Wise Radio Life]
□ Broadcast Date: November 05, 2024 (Tue)
□ Host: Announcer Park Gui-bin
□ Castor: Lee Gye-sam, Gyeonggi-do, Director of Urban Housing

* The text below may differ from the actual broadcast content, so please check the broadcast for more accurate information.

◆ Announcer Park Gui-bin (hereinafter referred to as Park Gui-bin): A daily white book. Today, we are with Gyeonggi-do Province. Gyeonggi-do has been implementing a safety lease project since last summer to prevent damage from lease fraud. It is said that real estate agents have been able to make transactions safely as they act as safety lease guards.Let's find out more about it. I'll try to connect to the head of the Gyeonggi-do Lee Gye-sam Urban Housing Department. Hello, manager.

◇Lee Gye-sam, head of the Gyeonggi-do Office of Urban Housing (hereinafter referred to as Lee Gye-sam): Yes, hello. I'm Lee Gye-sam, head of the city housing office in Gyeonggi-do. Nice to meet you, those who love "Wise Radio Life".

◆Park Gui-bin: Thank you, director. Thank you for connecting me in the morning. What is the current status of lease damage in Gyeonggi-do?

◇ Lee Gye-sam: You need to know exactly the concept of lease on a deposit basis damage first, but what you usually know is that there are lease on a deposit basis fraud victims and lease on a deposit basis guarantees made by the Korea Housing and Urban Guarantee Fund.In total, about 14 trillion won is being damaged nationwide. And Gyeonggi-do Province is suffering about 30% of damage, about 4 trillion won, and about 4,500 people are suffering about 600 billion won when it comes to jeonse fraud victims. Gyeonggi-do has been actively trying to prevent such damage. If the Special Act on Support for Victims of Cheonsei Fraud is recently revised and implemented in November, victims of Cheonsei Fraud will be able to live in public rental housing for free for 10 years. And also, since they can live in public rental housing for an additional 10 years, it can be said that the victims of lease on a deposit basis have found some stability. But what we need is that it's very important to prevent this because it shouldn't be repeated and it has to be borne by the state's finances. To prevent this, Gyeonggi-do Provincial Government re-drafted and proposed about 10 laws and regulations through public discussions with related experts, professors, and the media and citizens to prevent it somehow from the beginning of this year.If you think about it, you'll only think about things like the Certified Brokerage Act or the Housing Lease Protection Act, but the public sentiment isn't like that, right? Since the punishment should be strengthened, about 10 laws were proposed last month, including specific economic crime laws, corruption property confiscation laws, and these laws under the jurisdiction of the Ministry of Justice of Criminal Law. However, it is very difficult to revise the law, just as the law cannot take out a pillar like a building. It takes a long time, so what we have prepared is a safety lease project.

◆Park Gui-bin: Anyway, the damage from the lease guarantee accident is still continuing, but it's getting better, but you're talking about the safety lease project that you're pushing to fundamentally solve the problem in the future. What is this specifically?

◇ Lee Gye-sam: If you think about it, when we sign a lease, all contracts are through brokers. If the brokers just look carefully and teach us meticulously, we can make the contract safe. But the brokers are also Eul to the lessors.Aren't the landlords going to accept this, CEO Kim? Then are you going to go to CEO Choi? After doing this, the real estate agent of President Kim has to sign a contract for it. So we thought we shouldn't do this, so what we came up with is that if you make guidelines that real estate agents can follow with real estate agents and practice this, and if you say that you made it together in the province, you will have authority. Based on this, these people will protect the safety charter. I'll keep the safe contract. So, the movement, social movement, in which real estate agents voluntarily carry out a campaign to protect the safety lease road, is one strand. Since the number is large, we have to help it homogeneously, expand it, and support it, and who does it? The safety charter management team is about 100 provincial and municipal officials, and then about 900 former Real Estate Agents Association joined together to form a safety charter management team. So the movement and the management team that supports it are the two pillars of the safety charter project.

◆Park Gui-bin: Real estate agents will work directly as safety charter guards.

◇ Lee Gye-sam: That's right. So far, 30,000 people have opened offices in Gyeonggi-do and 110,000 people nationwide. By the end of October, Gyeonggi-do Province had about 40% or 13,000 out of 30,000 people participating in the campaign, and they signed and promised to keep this task.

◆Park Gui-bin: That's right. Then they said earlier that the mark will be attached to the real estate agent's activities as a safety charter protector. So, is there a mark at the real estate agent's office?

◇ Lee Gye-sam: Stick it on the window of the real estate agent's office. And the location of all of them can be displayed on the real estate portal of the Gyeonggi-do Provincial Government or the website of the safety lease project. That's why consumers want to search for someone who is looking for a lease near my neighborhood. If you do a safety charter project on a search site, you will be connected to the Gyeonggi real estate portal. Then the map comes out right away. You can look at that.

◆Park Gui-bin: Then what changes do you make when you visit such a real estate agency?How is it different from before?

◇ Lee Gye-sam: As I said earlier, the people discussed 10 practical tasks with us and created a task that says, "If we always do this, it will be safe." So it's executed. To make it easier to understand, first of all, I'll give the tenants a checklist and you have to keep these eight checklist. You teach me to watch this and say, "Keep it." There's a second lease. Information asymmetry is always a problem because it provides clear information about rental items. It removes information asymmetry. And thirdly, there are special agreements when signing a contract. For example, if a contract is made under the premise of buying guarantee insurance, but it is not covered by guarantee insurance, then you can add a special agreement saying that this contract will be invalid. If I made a contract on the premise of a lease on a deposit basis loan, but the lease on a deposit basis loan did not come out, should I tear this down payment? Should I not? In this case, invalidate the contract. If you put in a special agreement, you can keep the down payment. There are six of these very important special agreements. These practical tasks are included in this.

◆Park Gui-bin: I see. You can visit the authorized brokerage office with the safety charter guard mark attached. What are the benefits of real estate agents doing these activities?

◇ Lee Gye-sam: That's a good question. There are no separate benefits because it is a voluntary participation.Real estate agents feel unfair because they are stigmatized a lot because of the lease on a deposit basis project. A lot of people are wronged. These people are actively trying to restore their honor and trust this time. Furthermore, we are working hard with the determination to improve the broadcast culture of Korea, so we are very excited about the results.

◆Park Gwibin: I see. Then, please say something you want to say about this project briefly.

◇ Lee Gye-sam: Real estate agents who served as safety charter guards historically say they will do what the government cannot do, such as the righteous army and the independent army. Thank you from the bottom of my heart. And please do it actively.Second, young people seeking a lease should observe four things, and your lease will be safe.First, find a safety guard and go. You can find a real estate portal or a place with a mark on it. Second, a real estate agent gives you a tenant checklist, and it's all on the Gyeonggi real estate portal, so make sure to keep the tenant checklist. Third, the contract special agreement is very important. Make sure to keep this. Lastly, real estate services for protecting safe assets that real estate agents do may be a little poor. Why aren't you actively helping me with the checklist? It could be like this. At that time, I hope you can report and leave a review to help us continue the safety lease project we are working on.

◆Park Gwibin: I see. Thank you for the details. Until now, Lee Gye-sam, head of the Gyeonggi-do Office of Urban Housing. Thank you, manager.

◇ Lee Gye-sam: Yes. Thank you.