[Start Briefing] Why did I break my severance pay, nine out of ten "because of my house"...old age mortgageed on real estate

On Tuesday, October 22, the start briefing will begin.

First of all, it's the Seoul Shimbun.

Nine out of ten retirement pensioners said the reason was "home."

This is an article about the reality that the old age of Korean office workers is mortgageed on real estate in a situation where housing prices are rising but loans are blocked.

Let's look at the reasons for the withdrawal of retirement pensions. 65.4% were homeless housing purchases.

When 23.9% of the cases were pulled into charter funds and lease deposits, 90% were combined.

Let's look at the amount this time.

By August this year, the retirement pension pulled for the purpose of purchasing a house is KRW 1.204 trillion.

It's similar to the total amount for 2020 and 2021.

The average severance pay per person was 45.96 million won.

The reality is that retirement pensions are being used to purchase homes rather than functions as a safety net for retirement.

Analysts say that as DSR regulations are strengthened and the loan limit itself is reduced, end-users are touching retirement pensions that are not covered by DSR.

Let's look at the next article.


High-level admission consulting is in full swing. However, even if you get caught, you only need to pay about 1.4 million won in fines.

The content is that the soft punishment has raised illegal private education.

When I checked the entrance exam consulting institutes, I found various kinds of regulatory violations.

The biggest problem is the cost of teaching.

Eighty-five cases were caught for receiving more expensive tuition than the regulation or not registering any tuition fees, 25% of the total.

The upper limit of the consulting fee is 300,000 won per hour, but 500,000 to 600,000 won per session and 2 million won for package consultation.

There were also 60 cases in which unregistered teaching courses were operated, or 18%.

However, the problem is that the punishment is too weak even if caught.

Most of the academies that were caught only received penalties or administrative guidance for corrective orders.

There were only 32 cases where fines were imposed, 8% of the total.

Even so, the average penalty per case was only 1.4 million won.

It means that entrance exam consulting institutes earn that much unfairly through illegal and expedient.

The newspaper also reports that experts point out that it is necessary to impose fines exceeding unfair profits and prevent a recurrence through periodic crackdowns.

Next is the Chosun Ilbo.

'Like' button and infinite scrolling, constant notification. All of these factors had a significant impact on adolescents' addiction to SNS.

This is a ruling issued by the U.S. Court of Massachusetts on the addiction of social media.

Let's see how social media leads adolescents to dopamine addiction.

First, the addiction-inducing feature that U.S. courts first noticed was dozens of types of night-and-night push notifications.

By repeatedly visiting the app, it adversely affected the physical and mental health of adolescents.

The 'like' feature is also considered to cause addiction.

You're trying to get more 'likes' and you want more and more stimulation.

It also ruled that the infinite scrolling function does not have a break point, making it difficult for young users to leave social media.

In fact, the time spent on social media by teenagers around the world is also increasing year by year.

TikTok sees the most, and Instagram has increased its usage time by 54% in two years.

The U.S. court pointed out various and subtle addiction-inducing functions in its ruling.

If you are worried about dopamine addiction, you should turn off the notification function right away.

This time, it's the Dong-A Ilbo.

The economy is said to be in a recession, but premium baby products are booming.

It takes half a year to receive a set of 800,000 won infant chairs.

It is said that it is difficult to sell because there are no popular products.

The Dutch brand, called Hermes in the baby car world, is in short supply even though it is several million won.

If you buy a single baby chair on the right as a set of 390,000 original equipment and sheets, you will have to wait more than six months to receive it even though it costs more than 800,000 won.

Luxury consumption has also shrunk in department stores, and the growth of premium children's and children's brands is remarkable.

The sales growth rate is 2-30%, and it has been steadily rising recently.

The retail industry is also scrambling to open luxury children's brands in its stores.

What is the reason why the Yoo-dong brand is booming alone despite the low birth rate and recession?


This is the impact of the gold kids trend of investing generously in their only child, the newspaper said.

Let's look at the last article. What if the products sold by AliExpress are listed on Coupang at a higher price?

From the point of view of the living person, you feel like you've been scammed.

A representative of a company who made a profit by selling back items while taking them off at a Chinese shopping mall has been caught.

The picture you see is a laptop holder product.

The left is Ali and the right is Coupang.

It is estimated to be the same product, but the price is more than five times different.Mr. A, the representative of a company called

, attracted more than 80 investors, saying, "It would be a lot of money to buy things cheaply with Chinese direct purchases and resell them on Korean sites."

I also registered several businesses.

They started selling things on domestic sites.

However, the sale was worse than expected, and investors who did not receive profits sued A.

It was an investment start-up fraud that abused the distribution structure.

In addition, there is an increasing number of so-called "house change" cases in which Chinese products are sold at a high price by including the names of domestic manufacturers.

If this happens, the damage will go to the general victim who buys goods of poor quality.

The number of online shopping malls in Korea is steadily increasing, so the related fraud damage is expected to increase, so you should be careful.

I looked at the newspaper on the morning of October 22.

This has been the start briefing.