Financial authorities are considering applying the total debt repayment ratio and DSR regulations to jeonse and policy loans.
To this end, we asked the banking sector to refine the DSR calculation by metropolitan and non-capital areas and income levels of jeonse and policy loans.
At the same time, a plan to lower the lease loan guarantee ratio could be considered.
The financial authorities plan to implement additional measures to manage household debt based on the calculation data of banks while looking at the growth and trend of household debt following interest rate cuts.
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