HUG terms and conditions that sounded twice for victims of charter fraud...Fair Trade Commission recommends correction

[Anchor]
It's the last bastion for ordinary people who have been defrauded by charter, guarantee insurance.

The Housing and Urban Guarantee Corporation, which operates this guarantee insurance, has received a correction recommendation from the FTC for operating terms and conditions that make victims cry twice.

Lee Seung-eun reports.

[Reporter]
In Busan, a lessor bought 190 households with no capital gap investment and stole 19 billion won in deposit money from 150 people over the past four years.

The Housing and Urban Guarantee Corporation submitted a fake lease contract to HUG.

Victims with guarantee insurance thought they would be able to get a lease deposit from HUG, but HUG canceled the guarantee.

The terms and conditions that allow the construction to cancel the guarantee without the reason attributable to the tenant if a private rental home landlord fraudulently or falsely signed a lease or applied for a guarantee based on this were the basis.

The victims are also filing a tough lawsuit against HUG.

[Victim of Busan lease fraud/guarantee cancellation: It's a case of being cheated by the landlord and also by Hug. Good tenants who believed in state-backed guarantees should be damaged. This is so unfair..]

The Fair Trade Commission, which reviewed the terms and conditions by reporting victims, issued a recommendation for correction.

[Shin Yong-ho / Director of the Fair Trade Commission's Terms and Conditions: Since it is contrary to the purpose of the Commercial Act, it can be seen as a provision that passes the risk to the customer and grants the business operator the right to terminate it that is not granted by law]

The FTC even recommended correction against public enterprises because there was no intention to voluntarily correct them during the screening process.

HUG recently said it would revise its terms and conditions after being criticized for the issue during a parliamentary inspection.

The terms and conditions are not retroactive.

HUG said it would return the deposit through legislation to avoid the possibility of breach of trust for victims who have already cancelled their guarantees.

It also said it would drop its appeal if legislated.

[Yoo Byung-tae / President of Housing & Urban Guarantee Corporation: With the winning case, the court ruled that our claim was correct, so it is difficult to reverse the cancellation of the guarantee before the ruling is finalized]

[Victim of Busan lease fraud and cancellation of guarantee: They told me to respond with a lawsuit. I don't believe HUG's words until he gives me the money back. He's appealing his loss.]
The
Fair Trade Commission said it expects the move to be positive for victims litigating with HUG.

I'm YTN's Lee Seung Eun.


Video editing Lee Eun-kyung
Design Im Sat Star